Life Lessons: Children are expensive!
The U.S. Department of Agriculture's Annual Expenditures on Children by Family report provides the cost of raising a child from birth to age 17.
This year's total was over $241,000, and that's without the costs of pregnancy or college.
Seventy-eight percent of that cost is spent on housing, child care, education, food, and transportation.
Here are some ways to cut some of those costs:
First is housing.
Buy your own house if you can. Remember, cutting down one bedroom can save you $400 a month.
Next is child care and education.
Half of the families who responded reported no costs because they used family members to watch their kids. Usually child care runs about $4,000 a year.
Third is food.
Americans spend almost $40,000 on it. Cut back on going out, buy generic, and use coupons to get this number down.
The fourth cost is transportation.
Buying a car just one year old can cut the price by 20 percent on average. And keeping up the maintenance of your car can help save on gas costs.
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